CDW vs LDW vs SLI: Differences for U.S. Renters

CDW vs LDW vs SLI: Differences for U.S. Renters

Decode CDW, LDW and SLI quickly so you can pick smart protection and keep your trip running smoothly.

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Step off the plane, grab your bags, and follow the signs toward car rental. A few choices at the counter can change the whole trip. When you book with Hola Car Rentals, you get All‑Inclusive+ Rate with maximum coverage and Free Cancellation up to 48 hours so you can start driving with confidence.

You can compare options on car hire pages as you plan your arrival. Here’s a clear breakdown to make the right call in minutes.

What each protection typically covers

Collision Damage Waiver (CDW) usually waives the rental company’s right to charge for covered vehicle damage after an incident, subject to exclusions such as unauthorized drivers or off‑pavement use.

Loss Damage Waiver (LDW) often combines CDW with theft protection. Supplemental Liability Insurance (SLI) adds third‑party liability, which responds to injuries or property damage you cause to others.

Waivers differ from a personal auto policy. Read exclusions for items like keys, glass, tires, and towing—rules vary by location and vehicle class.

When to add or upgrade coverage

Choose CDW or LDW when you want rapid resolution at the desk if the vehicle is damaged or stolen during the rental period.

Add SLI when driving in dense urban areas, on high‑speed interstates, or during long itineraries across multiple states where higher third‑party limits provide peace of mind.

Keep copies of the agreement, photos after any incident, and the rental company’s report form. Following contract terms keeps protection valid.

Before you arrive, check LAX pickup zone, JFK desk hours and Las Vegas returns to match operating times and parking.

FAQ

  • Is SLI mandatory everywhere? No. Requirements vary by state and provider, but many travelers select it for higher limits.
  • Does LDW cover personal items? Typically no. Personal belongings are usually excluded and may fall under travel or homeowners insurance.

Bottom line

Make these choices before you reach the counter and your first hour on the road stays smooth. Booking through Hola Car Rentals means clear pricing, strong coverage options, and support whenever you need it. Ready to roll? Reserve today with Hola Car Rentals.