Renting a car in New York City can be both exciting and overwhelming. Between heavy traffic, toll roads, and strict regulations, insurance is often the most confusing part of the process. Many travelers wonder: Do I need extra insurance? How much does it cost? Is it included in my rental?
With Hola Car Rentals, the answer is refreshingly simple: insurance is already included in most bookings. Unlike other platforms that surprise you with hidden fees at the counter, Hola Car Rentals provides transparent pricing, clear coverage details, and even cashback on tolls.
In this guide, we’ll cover everything you need to know about car insurance with rentals in New York, how Hola Car Rentals protects you, and how to avoid unnecessary charges.
Why Insurance is Crucial When Renting in New York
New York has some of the busiest streets in the world, from Manhattan’s avenues to the highways connecting JFK, LaGuardia, and Newark airports. Accidents and minor damages are more common than you might think. Insurance isn’t just a formality—it’s essential.
Without proper coverage, a simple fender-bender could cost thousands. That’s why Hola Car Rentals ensures you’re covered from the moment you pick up your rental.
Types of Car Rental Insurance You’ll Encounter in New York
1. Collision Damage Waiver (CDW)
Covers damage to the rental vehicle itself. With Hola Car Rentals, this is typically already included.
2. Theft Protection
Protects you if the car is stolen. Again, Hola Car Rentals integrates this in most bookings.
3. Liability Insurance
Covers damage to other vehicles or property. In New York, liability coverage is required by law. Hola Car Rentals ensures this is part of your package.
4. Personal Accident Insurance (PAI)
Optional coverage for medical costs. Some travelers choose this for extra peace of mind, though Hola Car Rentals’ included policies often make it unnecessary.
The Hidden Costs of Insurance When You Don’t Book with Hola Car Rentals
Many rental desks at New York airports like JFK or LaGuardia will try to upsell insurance. These costs can quickly add up:
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CDW: $20–$30 per day
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Liability: $10–$15 per day
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Theft Protection: $5–$10 per day
Suddenly, a cheap rental becomes very expensive. With Hola Car Rentals, these coverages are included, so what you see at checkout is what you pay.
Cashback on Tolls: A Hola Car Rentals Bonus
Driving in New York means dealing with tolls on bridges and tunnels, like the Brooklyn-Battery Tunnel or the George Washington Bridge. Hola Car Rentals goes the extra mile by offering cashback on tolls, something almost no other rental platform provides.
This perk helps you save while navigating one of the most toll-heavy states in the U.S.
How Hola Car Rentals Makes Renting in New York Easier
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Transparent fees – no surprises at pickup.
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Insurance included – peace of mind without extra cost.
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Cashback on tolls – unique benefit for Hola Car Rentals customers.
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Mobile app convenience – manage everything on iOS or Android.
👉 Download the Hola Car Rentals app:
Or book your New York JFK Airport rental or LaGuardia rental today for stress-free driving in the Big Apple.
Tips for Driving and Insurance in New York
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Always check your coverage before leaving the lot.
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Take photos of the car’s condition at pickup.
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Use the Hola Car Rentals app to keep your booking details handy.
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Plan for tolls and enjoy cashback from Hola Car Rentals.
Conclusion
Car insurance in New York doesn’t have to be complicated. With Hola Car Rentals, you get insurance included, transparent pricing, and cashback perks—all designed to make driving in New York safer and easier.
So whether you’re landing at JFK, LaGuardia, or Newark, Hola Car Rentals ensures you’re covered from start to finish.
